Tori Spelling, once Hollywood royalty and the daughter of TV titan Aaron Spelling, is back in the spotlight—but not for a new show or fashion launch.
Instead, the actress and reality star is facing yet another financial crisis. This time, she’s being hit with a lawsuit to renew a judgment from a $400,000 loan she and estranged husband Dean McDermott took out over a decade ago.
And despite the glitz and glam of her past, court documents show Spelling still owes nearly $396,000, proving her financial troubles are far from over.
💼 The $400K Loan That Refuses to Disappear
The financial drama began back in 2012, when Tori and Dean secured a $400,000 loan from City National Bank in Los Angeles. At the time, it may have seemed like a manageable move—but it snowballed into something much more serious.
By 2016, the couple had defaulted, and the bank filed a complaint alleging they still owed nearly $189,000.
Fast-forward to 2025, and that number has ballooned to a whopping $395,729.82—fueled by accumulated interest, overdrafts, and legal fees.
According to the new lawsuit, City National Bank is now asking for a renewal of the original 2019 judgment, targeting Tori alone. That suggests McDermott may have settled his portion or been legally removed from the suit.
📉 From Hollywood Heiress to Financial Headaches
Tori’s money woes are nothing new—and this latest legal hit is just one chapter in a long saga of financial turbulence.
Despite being born into luxury as the daughter of Aaron Spelling, creator of iconic shows like Beverly Hills, 90210, Tori has struggled for years with:
- 💳 Massive credit card debt
- 🏠 Overdrafted accounts & tax liens
- 🚐 Periods of unstable housing
- 🏦 Loans from her own mother just to pay rent
At one point in 2023, she even admitted to jokingly considering joining OnlyFans just to afford her kids’ college tuition.
And yes, she was once spotted living in a $100-a-night motel with her five children, and later seen camping out in an RV parked in Ventura County.
🧾 A Long List of Debt and Lawsuits
Tori’s financial issues stretch far beyond this $400,000 loan. Here’s a timeline of her most publicized money messes:
- 2013: Tori reveals she’s “blown through” every dollar she’s ever earned or inherited—estimated at $15–$20 million.
- 2017: American Express sues her and Dean over $87,000 in unpaid credit card debt.
- 2017: The IRS files a lien for $260,000 in back taxes.
- 2019: Dean’s ex-wife Mary Jo Eustace claims he owes over $100,000 in child support, while still enjoying a lavish lifestyle funded by Tori’s mom.
- 2023: Spelling reportedly settles the American Express debt, but the damage to her reputation lingers.
Throughout all this, Tori continued to appear on reality TV, podcast episodes, and tabloid covers, often using humor to deflect the pain of her financial reality.
“I don’t have a million dollars,” she once said bluntly, explaining that whatever funds she did have were tied up in retirement accounts, not accessible savings.
💔 Divorce Drama Adds to the Pressure
Tori’s financial saga has only been complicated further by her split from Dean McDermott.
The couple separated in June 2023 after 17 years of marriage. Tori later filed for divorce, citing “irreconcilable differences” and requested:
- 👩👧👦 Sole physical custody of their five children (Liam, Stella, Hattie, Finn, and Beau)
- ⚖️ Joint legal custody
- 💸 Spousal support
- 🧾 Reimbursement for legal fees
Dean, a Canadian actor known for Due South and Open Range, has mostly stayed silent on their shared financial issues—choosing instead to post peaceful yoga selfies and focus on “personal growth.”
🏛️ Inheritance? Not Quite.
Many fans still assume Tori must be rich thanks to her late father’s legacy—but the truth is far from that fairy tale.
When Aaron Spelling passed in 2006, his estate was estimated at $500 million. But Tori reportedly inherited just $800,000.
Her mother, Candy Spelling, retains control over the family fortune—now said to be worth over $600 million. The mother-daughter duo has had an on-again, off-again relationship over the years, further complicating the financial picture.
📺 Reality TV Fame Couldn’t Pay the Bills
Tori and Dean once leaned on their reality TV fame with shows like:
- Tori & Dean: Inn Love
- Tori & Dean: Home Sweet Hollywood
The shows offered a glimpse into their private life, but as the years went on, the checks stopped rolling in and the bills kept piling up.
Even podcasting and online ventures haven’t been enough to shield Tori from legal action and courtroom showdowns.
“They’ve borrowed money from me to pay rent,” her mother Candy once said in an interview—highlighting just how dire things had become.
🎭 What’s Next for Tori?
Tori Spelling may still have star power, but right now, she’s caught in a cycle of public lawsuits, mounting debts, and personal reinvention.
Whether this renewed judgment results in payment or another round of legal standoffs remains to be seen. But one thing’s clear: Hollywood’s former princess is still fighting to stay above water.
💬 Sound Off
What do you think of Tori Spelling’s ongoing financial woes? Should celebrity kids get more or less help from their family fortunes?
Join the convo below and stick with The Pop Radar (TPR) for the latest celeb lawsuits, drama, and behind-the-scenes Hollywood chaos.
